FAB Balance Check Instantly: Mobile, Online, ATM & SMS

Checking your FAB Bank balance has never been more convenient! Whether you prefer online banking, mobile apps, or SMS services, First Abu Dhabi Bank (FAB) offers multiple hassle-free options to keep track of your finances.

If you’ve been wondering, How can I check my FAB Bank balance, this guide has got you covered. No need to visit a branch or stand in long queues—just follow our simple steps to check your balance instantly, anytime, anywhere.

From the FAB Mobile App and online banking to ATM services and SMS banking, we’ll walk you through the easiest and most secure ways to stay updated on your account balance. Keep reading to discover the best method that suits you!

What is First Abu Dhabi Bank (FAB)?

First Abu Dhabi Bank (FAB) is the largest and most trusted bank in the UAE, offering easy and secure banking solutions. It was formed in 2017 after the merger of First Gulf Bank (FGB) and National Bank of Abu Dhabi (NBAD). FAB provides both personal and business banking with modern digital services, making banking simple for everyone.

How to Check Your FAB Balance?

If you have an account with First Abu Dhabi Bank (FAB) and want to check your balance, you can do it quickly and easily using different methods. Below is a list of all the ways you can check your FAB account balance.

List of All FAB Balance Enquiry Methods:

1. FAB Mobile Banking App
2. FAB Online Banking
3. ATM Balance Inquiry
4. SMS Banking
5. Phone Banking (Customer Support)
6. FAB Payit App
7. FAB Branch Visit

Now, let’s go step by step on how to check your balance using each method in the easiest way possible.

1. Check FAB Balance Using Mobile App

If you have a First Abu Dhabi Bank (FAB) account, you can easily check your balance using the FAB Mobile Banking App. Here’s how

Steps to Check FAB Balance via Mobile App:

1. Download the FAB App:
   • For iPhone → Go to the App Store.
   • For Android → Go to the Google Play Store.
2. Install and Open the App:
   • Once downloaded, install the app and open it on your phone.
3. Log In or Sign Up:
   • If you already have an account, enter your username & password.
   • If you’re new, tap ‘Register’ and follow the instructions to create an account.
4. Check Your Balance:
   • Your account balance will be visible on the home screen.
   • If not, go to ‘Accounts’ and select your bank account.

Extra Tips:

• Turn on notifications to get instant balance updates.
• Enable Face ID or Fingerprint login for quick and secure access.

Now, you can easily check your FAB balance anytime from your phone!

2. How to Check Your FAB Balance Online (Official Website)

Follow these quick steps to check your First Abu Dhabi Bank (FAB) account balance using Online Banking:

1. Go to FAB’s Official Website – Open www.bankfab.com in your web browser.
2. Click on ‘Online Banking’ – Select Personal Banking to continue.
3. Log In to Your Account – Enter your Username and Password, then click Login.
4. Go to ‘Accounts’ Section – Find the ‘Accounts’ tab in the menu.
5. Select Your Account – Click on the account you want to check.
6. View Your Balance – Your current balance will appear on the screen.
7. Log Out When Done – Always log out for security, especially on shared devices.

This method is quick, secure, and works from any device with internet access.

3. Check FAB Balance via SMS Banking

If you don’t have internet access, you can check your balance quickly using SMS Banking.

Steps to Check Balance via SMS:

1. Make sure your mobile number is registered with FAB.
2. Send an SMS in this format:
   • Type: BAL [Last 4 digits of your account number]
   • Send to: 2121 (from your registered mobile number).
3. Receive an instant SMS reply with your account balance.

If SMS banking is not activated, call FAB Customer Support to enable it.

4. How to Check Your FAB Balance Using an ATM

If you don’t have internet access, you can quickly check your First Abu Dhabi Bank (FAB) account balance using an ATM. Follow these simple and accurate steps:

Steps to Check FAB Balance at an ATM

1. Visit a FAB ATM: Go to the nearest FAB ATM in your area.
2. Insert Your FAB Card
   • Insert your FAB debit or credit card into the ATM slot.
3. Enter Your PIN
   • Type in your 4-digit Personal Identification Number (PIN) to access your account.
4. Choose ‘Balance Inquiry’
   • Select the option ‘Balance Inquiry’ from the menu on the screen.
5. View Your Balance
   • Your account balance will appear on the ATM screen.
6. Print a Receipt (Optional)
   • If you need a hard copy, choose to print the balance receipt.
7. Take Your Card
   • Once done, don’t forget to retrieve your card before leaving the ATM.

By following these steps, you can easily and securely check your FAB balance at any ATM, even when you’re offline!

5. Check FAB Balance via Phone Banking (Call Support)

If you prefer to speak to a customer service representative, you can check your balance by calling FAB’s helpline.

Steps to Check Balance via Phone Banking:

1. Call FAB Customer Support:
   • Inside UAE: 600 52 5500
   • Outside UAE: +971 2 6811511
2. Follow the IVR instructions or press the required number for balance inquiry.
3. Enter your account number and authentication PIN if asked.
4. Your account balance will be provided over the phone.

If you forget your Phone Banking PIN, you can reset it via FAB Online Banking.

6. Check FAB Balance via Payit Wallet App

If you use FAB’s Payit Wallet, you can check your balance within the app.

Steps to Check Balance via Payit App:

1. Open the Payit App on your mobile phone.
2. Log in using your FAB account details.
3. Tap on ‘Wallet Balance’ to view your available funds.

This method is best if you frequently use FAB Payit for online payments and transfers.

7. Check FAB Balance by Visiting a FAB Branch

If you need in-person assistance, you can check your balance at a FAB branch.

Steps to Check Balance at a FAB Branch:

1. Visit any FAB branch during business hours.
2. Carry your Emirates ID and FAB debit card for verification.
3. Request a balance inquiry from the bank representative.
4. They will print or tell you your current balance after verification.

Use this method only if other balance check options are unavailable.

What Are the Best and Easiest Ways to Check Your FAB Account Balance?

This table gives you all the simple and quick ways to check your FAB balance. It helps you choose the fastest, safest, and most convenient method based on your needs.

Method	Best For	Why It’s Good	Rating (⭐ out of 5)
📱 Mobile App	Fast and easy balance check	Most convenient, instant access, and secure	⭐⭐⭐⭐⭐
💻 Online Banking	Checking balance on a computer	Full account details, easy to use	⭐⭐⭐⭐⭐
🏧 ATM	When no internet is available	Quick and simple but needs a physical visit	⭐⭐⭐⭐
📩 SMS Banking	Quick balance check via SMS	Works without internet, instant reply	⭐⭐⭐⭐
📞 Phone Banking	Talking to customer service	Takes time but helpful if other ways fail	⭐⭐⭐
💰 Payit Wallet App	If you use FAB Payit for payments	Good for wallet users, but not for all	⭐⭐⭐
🏦 Branch Visit	When you need in-person help	Slowest method, but useful if needed	⭐⭐

FAB Balance Check for International Users

Here is a quick and easy way to check your FAB account balance from outside the UAE.

Method	Steps	Best For
Mobile App (Fastest)	Download the FAB Mobile App → Log in with customer ID & password → View balance on the home screen or under ‘Accounts’.	Quick & secure balance check anytime.
Online Banking (Best for Detailed Info)	Go to FAB Online Banking → Log in → Navigate to ‘Accounts’ → View balance.	Checking full account details.
Phone Banking (For Customer Support)	Call +971 2 6811511 → Follow IVR instructions or talk to a representative → Provide account details → Get balance.	If you need direct help from FAB.
SMS Banking (Fastest Without Internet)	Ensure SMS Banking is active → Send BAL [Last 4 digits of account] to FAB’s number → Receive an instant SMS with your balance.	Checking balance quickly without an internet connection.
ATM Check (For Travelers)	Use an international ATM that accepts FAB cards → Insert card → Enter PIN → Select ‘Balance Inquiry’ → View balance on the ATM screen.	Checking balance while traveling.

How to Check FAB Prepaid & Ratibi Card Balance?

If you have a FAB Prepaid or Ratibi Card, here’s how you can check your balance quickly:

1. Online Balance Inquiry

• Visit the FAB Prepaid Card Inquiry Portal.
• Enter the last two digits of your card number and 13-digit Card ID.
• Click “Go” to view your balance instantly.

2. FAB Mobile App

• Download the FAB Mobile App on iOS or Android.
• Log in using your account credentials.
• Check your balance under “Accounts”.

3. ATM Balance Check

• Insert your FAB Prepaid or Ratibi Card at any FAB ATM.
• Enter your PIN and select “Balance Inquiry”.
• Your balance will be displayed on the screen.

4. SMS Alerts & Customer Support

• Activate SMS banking to receive instant balance updates.
• For help, call 600 52 5500 (UAE) or +971 2 6811511 (International).

Top Benefits of Regular Bank Balance Checks

Regularly checking your bank account balance is essential for effective financial management. Here are the key benefits:

1. Prevent Overdrafts and Associated Fees
   Monitoring your balance ensures you have sufficient funds to cover upcoming transactions, helping you avoid overdraft fees and unexpected charges.
2. Identify Unauthorized Transactions
   Regular reviews of your account help you quickly spot any unauthorized or fraudulent activities, allowing for prompt action to mitigate potential losses.
3. Maintain Awareness of Spending Habits
   Keeping an eye on your account balance helps you stay informed about your spending patterns, enabling better budgeting and financial planning.
4. Verify Accuracy of Transactions
   Reviewing your account allows you to confirm that all deposits and withdrawals are accurate, ensuring your financial records remain correct.
5. Enhance Financial Security
   Staying vigilant with your account monitoring helps you detect and address any discrepancies quickly, contributing to overall financial security and peace of mind.

Incorporating regular balance checks into your routine is a simple yet effective way to stay in control of your finances and work towards long-term financial stability.

How to Register for FAB Online Banking?

Registering for First Abu Dhabi Bank (FAB) Online Banking is quick and easy. With online banking, you can check your balance, transfer money, pay bills, and manage your finances from anywhere.

Follow these simple steps to register for FAB Online Banking.

Step 1: Visit the Official FAB Website

• Open your web browser and go to www.bankfab.com.
• Click on the “Login” button at the top right corner of the homepage.

Step 2: Select Online Banking

• From the dropdown menu, select “Personal Online Banking (UAE)”.
• You will be redirected to the login page.

Step 3: Click on “Register”

• Below the login form, find and click the “Register” option.
• This will start the registration process.

Step 4: Enter Your Account Details

• Choose how you want to register:
  • Debit Card Number + PIN
  • Credit Card Number + CVV
  • Customer Identification Number (CIF)
• Enter the required details and click “Next”.

Step 5: Verify Your Identity

• You will receive a One-Time Password (OTP) on your registered mobile number.
• Enter the OTP to verify your identity.

Step 6: Set Up Your Login Credentials

• Create a User ID (Username) and Password.
• Make sure your password is strong and secure.

Step 7: Complete the Registration

• Accept the terms and conditions.
• Click “Submit” to complete your registration.
• You will see a confirmation message saying “Registration Successful”.

Step 8: Log In to Your Online Banking Account

• Return to the FAB Online Banking login page.
• Enter your User ID and Password to access your account.
• You are now ready to use FAB Online Banking!

For a visual guide, you can watch this tutorial:

By following these steps, you’ll gain access to FAB’s online banking services, allowing you to manage your accounts securely and conveniently.

How to Reset FAB Online Banking Password

Forgot your FAB online banking password? Reset it easily:

• Online Reset:
  1. Visit the FAB Online Banking Login page.
  2. Click ‘Forgot Password’ or ‘Unlock Account.’
  3. Enter customer ID or card number.
  4. Verify identity and create a new password.
• Phone Reset: Call 600 52 5500 → Request password reset → Follow instructions.

How to Use the FAB Mobile App?

The First Abu Dhabi Bank (FAB) Mobile App offers a convenient way to manage your banking needs directly from your smartphone. Here’s a straightforward guide to help you get started:

1. Download the FAB Mobile App:

• For iPhone Users: Visit the App Store and search for “FAB Mobile Banking.” Tap “Get” to install the app.
• For Android Users: Go to the Google Play Store and search for “FAB Mobile.” Tap “Install” to download the app.

2. Register or Log In:

• Existing Customers:
  • Open the app and select “Already a customer.”
  • Enter your credit or debit card number or customer number.
  • Scan your Emirates ID when prompted.
  • Complete the facial recognition scan to verify your identity.
• New Customers:
  • Open the app and choose the option to open a new account.
  • Follow the on-screen instructions to provide your Emirates ID and complete the registration process.

3. Explore Key Features:

• View Account Balances: Check your account and credit card balances in real-time.
• Transfer Funds: Easily transfer money between your accounts or to other beneficiaries.
• Pay Bills: Settle utility bills and other payments directly through the app.
• Manage Cards: Activate, block, or set spending limits on your FAB debit and credit cards.
• Locate Branches and ATMs: Find the nearest FAB branches and ATMs using the app’s built-in locator.

4. Security Tips:

• Use Biometric Login: Enable fingerprint or facial recognition for quick and secure access.
• Keep the App Updated: Regularly update the app to benefit from the latest security features.
• Monitor Your Accounts: Regularly review your transactions and report any suspicious activity immediately.

By following these steps, you can efficiently manage your banking needs using the FAB Mobile App.

Key Benefits of the FAB Mobile App

1. Instant Account Opening – Open accounts digitally with no paperwork.
2. Secure Login – Advanced biometric authentication for safety.
3. Easy Fund Transfers – Local & international transfers with competitive rates.
4. Bill Payments – Pay utility bills and manage expenses seamlessly.
5. Card Management – Activate, apply for, and manage debit/credit cards.
6. iSave Feature – Earn higher interest on savings.
7. FAB Rewards – Earn and redeem points for cashback & travel vouchers.
8. Exclusive Offers – Discounts on top brands.
9. User-Friendly Interface – Intuitive design for easy banking.
10. Personalization – Custom themes for Elite & Private Banking users.

The FAB Mobile App provides a secure, convenient, and rewarding banking experience.

How to Check FAB Credit Card Balance

You can check your FAB credit card balance using these methods:

• Mobile App: Log in to the FAB Mobile Banking App → Go to ‘Credit Cards’ → View balance.
• Online Banking: Log in at FAB Online Banking → Go to ‘Credit Cards’ → See your balance.
• ATM: Insert your card → Enter PIN → Choose ‘Balance Inquiry.’
• Phone Banking: Call 600 52 5500 (UAE) or +971 2 6811511 (International) → Follow IVR or speak to a representative.

How to Pay FAB Credit Card Bills

Easily pay your credit card bill using these options:

• Mobile App: Open FAB App → Go to ‘Payments’ → Select your card → Enter amount → Confirm.
• Online Banking: Log in → Navigate to ‘Payments’ → Select your card → Enter details → Confirm payment.
• ATM: Insert FAB debit card → Select ‘Credit Card Payment’ → Follow instructions.
• FAB Branch: Visit any FAB branch → Provide card details → Make payment.

FAB Balance Check Errors & Fixes

FAB Customer Support

FAB vs. Other UAE Banks: Balance Check

Checking your bank balance in UAE banks is simple. Here’s a quick comparison:

Bank	Mobile App	Online Banking	ATM Check	SMS Banking	Phone Banking
FAB	Yes	Yes	Yes	Yes	Yes
ENBD	Yes	Yes	Yes	Yes	Yes
ADCB	Yes	Yes	Yes	Yes	Yes
DIB	Yes	Yes	Yes	Yes	Yes

Which Bank is Best?

• FAB – Best for SMS and mobile banking
• ENBD – Strong security features in the app
• ADCB – Best for online banking
• DIB – Ideal for Islamic banking customers

FAQs Regarding FAB Balance Check

How can I check my FAB account balance online?

You can check your balance by logging into FAB’s online banking platform using your credentials.

Is there a mobile app to check my FAB balance?

Yes, FAB offers a mobile banking app available for both iOS and Android devices. After downloading and logging in, your account balance will be displayed on the home screen.

Can I check my FAB balance via SMS?

Yes, if you’re registered for SMS banking, you can send an SMS with the word “BAL” followed by the last four digits of your account number to 2121. You’ll receive a reply with your current balance.

How do I check my balance at a FAB ATM?

Insert your FAB debit or credit card into any FAB ATM, enter your PIN, and select the ‘Balance Inquiry’ option to view your account balance.

Can I check my FAB balance while abroad?

Yes, you can access your account balance through the FAB Mobile App or Online Banking platform from anywhere with an internet connection.

Is there a fee for checking my FAB balance?

No, checking your balance through the FAB Mobile App, Online Banking, SMS Banking, or at FAB ATMs is free of charge.

What should I do if I’m unable to check my balance?

If you’re experiencing issues, you can contact FAB customer support at 600 52 5500 within the UAE or +971 2 6811511 if you’re outside the UAE.

How often is my account balance updated?

Your account balance is updated in real-time, reflecting all transactions as they occur.

Can I set up alerts for my account balance?

Yes, through FAB’s Online Banking or Mobile App, you can set up balance alerts to receive notifications when your account balance reaches a specified threshold.

Is it safe to check my FAB balance online?

Yes, FAB employs advanced security measures to ensure that your online and mobile banking experiences are secure.